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Priya Sethi (Shriya Saran) indulges her infatuation with American culture by working at the Citi One Bank Card call center in Mumbai, India. Speaking in perfectly unaccented English, she tells her customers her name is Jennifer David and a native of San Francisco. Her conservative father Rajeev is unhappy that she is so eager to forsake her own culture for another, but will be pleased when she goes through with her arranged marriage to the dull Vikram.

Priya, posing as Jennifer David, happens to call the handsome and charming Granger Woodruff (Jesse Metcalfe) to help him with the fraudulent charges on his credit card. Priya and Granger have an instant connection over the phone. Unable to suppress the intrigue their easy chemistry offers, Priya agrees to meet Granger in San Francisco. When Priya goes to meet Granger, he doesn't recognize her and they only meet when they inadvertently bump into each other. They immediately hit it off and he invites her out to dinner. Priya and Granger's relationship blossoms as they share a wonderfully romantic date. They tour the City by the Bay by cable car, sample some especially spicy curry (much to his chagrin), and have a tender first kiss under the Golden Gate. Improbably, unthinkably, they are falling in love.

However, Priya's family has arrived to bring their wayward daughter home a la Coming to America and elude the shame of her escapades. Granger struggles with himself mentally for having abandoned Jennifer David for Priya instead, but still doesn't know that the Priya and Jennifer are the same person. Meanwhile, both lovers wonder if they just might be too different for their love to actually be possible.

Eventually, Priya and Granger are found out by her parents and he learns that Priya is actually Jennifer David, and also that she is engaged to Vikram. He is angry that she deceived him, and painfully decides to cut their ties. All of Priya's family is happy for the relationship to have ended, except for her 80 year-old Aunt who advises her that life is too short to live to make others happy.

Priya goes to Granger's hotel to fight for their love, but discovers him in bed with his previous girlfriend. She is extremely upset that he could forget about her so easily, and he lets her leave and walk out of his life forever. It seems, in fact, that their love did indeed face too many obstacles to flourish.

Back in India, Priya cant bring herself to accept a lackluster life with Vikram. Granger, too, feels something is missing. He has an epiphany while giving a touching speech at his friends wedding, and rushes directly to the airport. He strides into Priya's the call center and triumphantly sweeps her off her feet. He even manages to win the grudging approval of her family by displaying his commitment to her and to spicy curry.